Insomnia Book Club

A place for book lovers of any genre.

Obamacare Failed

This isn't a book related topic but an important one nonetheless.

Obamacare wasn't anything at all like I thought it would be. My Mother has never in all her life had bad insurance until this year. Her monthly premium is triple (or more) the amount that it was before obamacare went into place and now her insurance covers less. At these prices you have to decide if you want a roof over your head and food on the table or health insurance (I opted out of it and am no longer insured due to the premium prices). On top of that she does automatic payment with them and they didn't take out for the most recent month. Instead of contacting her they sent letters out to all of her doctors stating that she didn't make her monthly payment. If that isn't an invasion of privacy then I don't know what is, not to mention a lie. To speak to someone regarding anything at all you have to play ping pong between the insurance company and the healthcare marketplace, which you have to sit on hold for an insanely long time. If you're lucky someone will answer within an hour and not actually hang up on you. It is also hard getting questions answered because hardly anyone has any answers to questions other than to the ones that you already know via their websites. It doesn't surprise me anymore that some people have committed suicide over this kind of thing. The new obamacare insurance destroys people/families financially and causes an obscene amount of stress unless you're one of the lucky few who are in the income bracket to receive insurance for very little or free. For those who are unable to receive affordable insurance (decent coverage as well) or free insurance then obamacare is a complete nightmare. I hope that someone fixes this horribly broken "insurance" system soon. Preferably before it causes many more people to go through the unnecessary  madness of the new "healthcare insurance".



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